AA Warranties

Our AA Warranties policy helps you with the costs of paying for mechanical, electrical and electronic failures that may happen to your vehicle

Avoid financial stress
Full cover after 30 days
A claim doesn't change the monthly cost
Cover on both new and pre-owned

Get peace of mind knowing you have financial support to fix or replace broken vehicle parts

Thousands of people rely on their vehicles daily for a variety of reasons: getting to work, dropping children off at school, shopping and many, many more. A vehicle is a lifeline for most of us and without our vehicles, we would be stranded.

But vehicles are machines which sometimes experience mechanical breakdowns. As your vehicle gets older, and increases its kilometres, its parts may break, increasing the chances of an unexpected failure.

Having your vehicle suddenly break down is not only stressful because you’re without transport, it can also be expensive to repair, especially if you haven’t budgeted for this unexpected repair cost. 

In older vehicles, a manufacturer’s warranty may have expired, due to the age of the vehicle or it’s kilometers traveled, and the costs to repair the vehicle must be fully paid for by the owner.

The Automobile Association (AA) has developed a new monthly insurance product in conjunction with our insurance partners, which addresses this issue, and provides peace of mind to owners in the event of a breakdown.

This warranty, or mechanical breakdown insurance as it's also known, is an insurance policy that provides protection against the cost of parts and labor following mechanical or electrical or electronic failure of a covered part. It is designed to provide you with peace of mind in the event of an unexpected breakdown. It will not provide you with cover for maintenance on your vehicle. If you require this, you must purchase a maintenance plan that will provide peace of mind when a part breaks due to wear and tear.

Policies typically run from one month to 24 months, with most 12-month policies renewable annually in the same way that vehicle insurance is.

Complete the form below and we'll call you back


What's covered by a warranty?

All warranty policies are different, so you must read the terms and conditions

of your policy carefully to see what you're covered for. Generally,

a policy will cover major components including:

  • The engine
  • Transmission system
  • Fuel and ignition systems
  • Cooling system
  • Electronic and Electrical Parts
  • Gearbox (Manual and Automatic)
  • Steering
  • Suspension


Thank you AA for the exceptional service and the hospitality from your drivers.

Mrs Keorapetse Ramoba

​​​​​​You can choose a cover plan that suits your vehicle’s age

With age and mileage, all moving and non-moving components deteriorate in a motor

vehicle and the likelihood of failure increases.

We cover these vehicles

  • Passenger type vehicles (private and business use only)

  • 4x4s and light commercial vehicles (private and business use only)

  • Mini-bus and panel vans (private and business use only)


AA Cash-back

The AA Cash-back is a bonus that rewards you for not claiming.

The AA Cash-back cycle, including payment intervals and the appropriate percentages, is explained further in the policy wording.

The benefit pays, following 24 claim free months. Not applicable on the Chrome option.

Car hire

We offer car hire if a breakdown happens more than 100km from your residence. We will pay for 24-hour car hire to complete the journey for you to return home.

Plan options and cover limits

There are six plan options available: Chrome, Bronze, Silver, Gold, Platinum and Titanium. Vehicles must be less than 12 years old and/or have done less than 250 000 km.

Cover Plan Option Benefit Limit

Cover Plan Option

Benefit Limit

Chrome R   7 000.00
Bronze R 10 000.00
Silver R 20 000.00
Gold R 30 000.00
Platinum R 40 000.00
Titanium R 50 000.00
Policy Document for AA Members

Policy Document for Non AA Members

Lombard Insurance Company Ltd. (Reg. no.1990/001253/06) is a licensed short-term insurer and an authorised Financial Services Provider (FSP No. 1596). Advantage Motor Protector (Pty) Ltd is the underwriting manager of the AA Warranties products and an authorised Financial Services Provider (FSP No. 45942).